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Why TruWest

Say Hello to the TruDifference

Share Savings

We think TruWest® Credit Union is pretty great, and we’re confident you will too. We’re all about better rates, feature-rich online and mobile banking and low to no fees. When you open a Share Savings Account, you lock-in your membership with TruWest and gain access to all of the following benefits:

  • High dividends
  • No monthly service fee
  • 3 free withdrawals per month
  • Mobile convenience
  • Referral rewards1

With a TruWest membership, you’ll enjoy:

  • Free checking with no minimum balance or monthly service fees
  • Better loan rates and higher dividends
  • Up to $250 when you refer your friends to TruWest
  • More than 30,000 surcharge-free ATMs and 5,000 shared branching locations
  • Mobile and smartwatch app offering 24/7 account access and convenient features
  • Exclusive deals on data plans, travel, theme parks and other services
  • The reliability of a local credit union that has served its community for 65 years

Move Your Checking Account to TruWest

Have a checking account somewhere else? Switching financial institutions can be a pain, but TruWest makes it easy with a convenient online tool called ClickSWITCH™. Here’s how to make the switch:

  1. Log in to your online account.
  2. Select ClickSWITCH™ under the Additional Services tab.
  3. Follow the on-screen instructions to add your direct deposit, switch over automatic payments and close your old account.

Need additional help? View the ClickSWITCH instructions and FAQ.

Rates & Fees

for share savings

Share Savings

Minimum Balance* Term APY**
$0 - $1,999.99 N/A 0.05%
$2,000 - $4,999 N/A 0.05%
$5,000 or more N/A 0.10%

Effective as of March 1, 2017
*A minimum $5 Balance in Share Savings is required to be eligible for other services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.


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Applying for a TruWest Membership

Before completing an account application, you may want to have the following information handy:

  • Personal information (name, address, ID number)
  • Employment and salary information
  • Social security number


To open a membership online:

  1. 1
    Click here to apply for an account.
  2. 2
    Select "New Members"
    Click New Members, fill out the Disclosure form and click Next.
  3. 3
    Fill Out Application
    Complete the account application, including selecting any other desired accounts.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly

1.Offer valid 1/1/17 to 12/31/17 and subject to change without notice. Referred and referring members must be at least 13 years of age. The referred member must open a membership, an online banking account and at least one qualified account between 1/1/17 and 12/31/17 for both members to receive the $50 payout. Qualified accounts include: Auto and Recreational Vehicle loans, Choice Checking, Visa® credit card, business checking or loan, CD, IRA or money market.Referred member must meet account and membership eligibility requirements. A minimum deposit of $5 is required to become a member. The referred and referring members cannot begin memberships on the same day. Referral process must be completed in online banking using a referral code. Referrals limited to five (5) per member, per calendar year. An individual cannot be referred more than once, even if they open multiple memberships. Only the first membership opened is eligible for a payout.

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