1.Offer valid 1/1/17 to 12/31/17 and subject to change without notice. Referred and referring members must be at least 13 years of age. The referred member must open a membership, an online banking account and at least one qualified account between 1/1/17 and 12/31/17 for both members to receive the $50 payout. Qualified accounts include: Auto and Recreational Vehicle loans, Choice Checking, Visa® credit card, business checking or loan, CD, IRA or money market.Referred member must meet account and membership eligibility requirements. A minimum deposit of $5 is required to become a member. The referred and referring members cannot begin memberships on the same day. Referral process must be completed in online banking using a referral code. Referrals limited to five (5) per member, per calendar year. An individual cannot be referred more than once, even if they open multiple memberships. Only the first membership opened is eligible for a payout.