Rates
Share Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0 - $1,999.99 | N/A | 0.05% |
| $2,000 - $4,999 | N/A | 0.05% |
| $5,000 or more | N/A | 0.10% |
Effective as of March 1, 2017
*A minimum $5 Balance in Share Savings is required to be eligible for other services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
Select Savings
| Minimum Balance* | Term | APY** |
|---|---|---|
| $0 - $1,999.99 | N/A | 0.05% |
| $2,000 - $4,999 | N/A | 0.05% |
| $5,000 or more | N/A | 0.10% |
Effective as of March 1, 2017
*A minimum $5 Balance in Share Savings is required to be eligible for other services.
**APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
OTG Checking
| Minimum Balance | Term | APY* |
|---|---|---|
| $0.00 | N/A | 0.00% |
Effective as of March 1, 2017.
*APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.
Youth Savings
| Minimum Balance | Term | APY |
|---|---|---|
| $0 - $1,999.99 | N/A | 0.05% |
| $2,000 - $4,999 | N/A | 0.05% |
| $5,000 or more | N/A | 0.10% |
Effective as of March 1, 2017
*A minimum $5 Balance in Share Savings is required to be eligible for other services.
**Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
Christmas Club
| Minimum Balance | Term | APY |
|---|---|---|
| N/A | N/A | 0.10% |
Effective as of March 1, 2017
The annual dividend rate for Christmas Club accounts is set by the Board of Directors each November.
*A minimum $5 balance in Share Savings required to be eligible for Services.
**Annual Percentage Yield. APYs are based on monthly compounding. APYs are are subject to change. A penalty may be imposed for early withdrawal(s). Fees could reduce earnings. Call 1.855.TRUWEST (878.9378) for terms and conditions.
IRA Savings
| Minimum Balance | Term | APY* |
|---|---|---|
| N/A | N/A | 0.35% |
Effective as of April 1, 2017.
*APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.
IRA CD
| Minimum Balance | Term | APY |
|---|---|---|
| $1,000 | 3 - Month | 0.20% |
| $20,000 | 3 - Month | 0.25% |
| $100,000+ | 3 - Month | 0.25% |
| $1,000 | 6 - Month | 0.35% |
| $20,000 | 6 - Month | 0.40% |
| $100,000+ | 6 - Month | 0.40% |
| $1,000 | 12 - Month | 0.55% |
| $20,000 | 12 - Month | 0.60% |
| $100,000+ | 12 - Month | 0.60% |
| $1,000 | 24 - Month | 1.05% |
| $20,000 | 24 - Month | 1.10% |
| $100,000+ | 24 - Month | 1.10% |
| $1,000 | 36 - Month | 1.25% |
| $20,000 | 36 - Month | 1.30% |
| $100,000+ | 36 - Month | 1.30% |
| $1,000 | 60 - Month | 1.70% |
| $20,000 | 60 - Month | 1.75% |
| $100,000+ | 60 - Month | 1.75% |
Effective as of May 17, 2017
*Annual Percentage Yield. APYs are based on daily compounding. APYs are current as of the dates on this chart and are subject to change. Call 1.855.TRUWEST (878.9378) for terms and conditions.
A penalty may be imposed for early withdrawal. Fees could reduce earnings.
A minimum $5 balance in Share Savings required to be eligible for Services.
CD
| Minimum Balance | Term | APY |
|---|---|---|
| $1,000 | 3 - Month | 0.20% |
| $20,000 | 3 - Month | 0.25% |
| $100,000+ | 3 - Month | 0.25% |
| $1,000 | 6 - Month | 0.55% |
| $20,000 | 6 - Month | 0.60% |
| $100,000+ | 6 - Month | 0.60% |
| $1,000 | 12 - Month | 0.70% |
| $20,000 | 12 - Month | 0.75% |
| $100,000+ | 12 - Month | 0.75% |
| $1,000 | 24 - Month | 1.15% |
| $20,000 | 24 - Month | 1.20% |
| $100,000+ | 24 - Month | 1.20% |
| $1,000 | 36 - Month | 1.35% |
| $20,000 | 36 - Month | 1.40% |
| $100,000+ | 36 - Month | 1.40% |
| $1,000 | 60 - Month | 1.70% |
| $20,000 | 60 - Month | 1.75% |
| $100,000+ | 60 - Month | 1.75% |
Effective as of July 26, 2017.
*Annual Percentage Yield. APYs are based on daily compounding. APYs are current as of the dates on this chart and are subject to change. Call 1.855.TRUWEST (878.9378) for terms and conditions.
A penalty may be imposed for early withdrawal. Fees could reduce earnings.
A minimum $5 balance in Share Savings required to be eligible for Services.
New Auto Vehicle
| Term (Months)¹ | APR* |
|---|---|
| 0 - 63 | 3.25% - 15.75% |
| 64 - 75 | 3.49% - 8.85% |
| 76 - 84 | 3.75% - 7.84% |
Auto - New below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued. Terms and conditions may apply.
Used Auto Vehicle
| Term (Months) | APR* |
|---|---|
| 0 - 63 | 3.25% - 15.75% |
| 64 - 75 | 3.49% - 8.85% |
| 76 - 84 | 3.75% - 7.84% |
Auto- Used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued. Terms and conditions may apply.
New Motorcycle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
Motorcycle- New below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Used Motorcycle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
Motorcycle- used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
New Motorcycle (RV)
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
Motorcycle new below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Used Motorcycle (RV)
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.00% - 9.60% |
| 61 - 72 | 8.50% - 10.10% |
Motorcycle used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
New Marine and Personal Watercraft
| Terms (months) | APR* |
|---|---|
| 0 - 84 | 10.50% - 12.00% |
| 85 - 120 | 8.00% - 10.75% |
Marine & Personal Watercraft - new below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Used Marine and Personal Watercraft
| Term (months) | APR* |
|---|---|
| 0 - 84 | 11.00% - 12.50% |
| 85 - 120 | 8.50% - 11.25% |
Marine & Personal Watercraft - used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
New Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 14.50% |
Quad new below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Used Quad
| Term (months) | APR* |
|---|---|
| 0 - 60 | 8.50% - 15.00% |
Quad used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
New Recreational Vehicle
| Term (Months) | APR* |
|---|---|
| 0 - 60 | 9.24% - 10.00% |
| 61 - 84 | 7.24% - 8.00% |
| 85 - 144 | 4.49% - 5.00% |
| 145 - 180 | 4.24% - 5.00% |
RV - New below rates reflect as a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Used Recreational Vehicle
| Terms (Months) | APR* |
|---|---|
| 0 - 60 | 9.74% - 10.50% |
| 61 - 84 | 7.74% - 8.50% |
| 85 - 144 | 4.99% - 5.50% |
| 145 - 180 | 4.74% - 5.50% |
RV - New below rates reflect as a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued.
Personal Credit Line
| Type | APR* |
|---|---|
| Personal Credit Line | 11.75% - 16.00% |
Personal credit line below rates reflect a 0.25% discount for automatic transfer payment.
*APR is variable and may increase after the loan is booked.
*APR=Annual Percentage Rate. Rate will increase when Automatic Transfer Payment is discontinued.
This is the credit union's best rate. Your rate may be higher. The rate is determined by your individual credit worthiness and credit union parameters.
Signature Loan
| Term (months) | APR* |
|---|---|
| Up to 60 | 11.50% - 17.75% |
Signature loan rates as low as: below rates reflect a .25% discount for automatic transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Automatic Transfer Payment is discontinued.
Term 12 months per 1K up to maximum term of 60 months.
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Visa Platinum
| Type | APR* |
|---|---|
| Visa Platinum | 6.70% - 20.70% |
*APR=Annual Percentage Rate.
New Accounts Only.
Visa Platinum Points
| Type | APR* |
|---|---|
| Visa Platinum Points | 8.65% - 15.65% |
*APR=Annual Percentage Rate.
New Accounts Only.
Visa Signature
| Type | APR* |
|---|---|
| Visa Signature | 8.65% - 9.65% |
*APR=Annual Percentage Rate.
New Accounts Only.
Visa Business Platinum Points
| Type | APR* |
|---|---|
| Visa Business Platinum Points | As low as 9.65% |
*APR=Annual Percentage Rate.
New Accounts Only.
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Advantage 55
| Minimum Balance | Term | APY* |
|---|---|---|
| $0.00 | N/A | 0.05% |
Effective as of March 1, 2017.
*APY=Annual Percentage Yield. APYs are based on monthly compounding. APYs are subject to change. Fees could reduce earnings. Call 1 (855) 878-9378 for terms and conditions.
A minimum $5 balance in Share Savings required to be eligible for Services.