Why TruWest
A mortgage option for first-time homebuyers and military veteransFHA/VA
Purchase or refinance your home with a Federal Housing Administration (FHA) or Department of Veterans Affairs (VA) mortgage. FHA and VA loans are government programs that provide potential homebuyers and veterans with mortgages that offer lower down payment and closing costs.
- Lower down payments
- Lower closing costs
- No origination fees
- Lower interest rates
Have questions? You can talk to a mortgage loan originator at (855) 841-9203.
FAQs
Frequently Asked Questions-
Do I need to be a member TruWest Credit Union to get an FHA/VA mortgage?
Answer:
Yes. A membership is required if you are approved for the loan.
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What makes an FHA/VA loan different?
Answer:
Next Steps
As easy as 1, 2, 3How to Apply for an FHA/VA Mortgage
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1
Application
Apply online or by phone at 1(855) 841-9203. -
2
Processing
Applications with complete information will be processed and disclosed within 3 business days. A licensed TruWest Mortgage Loan Originator may contact you if additional information is needed. -
3
Origination
Once the application process has started, the origination process will begin. Origination times may vary based on transaction, but normally take 30-45 days. -
4
Closing
Once the loan has passed underwriting, a TruWest representative will contact you to arrange a closing appointment.
Note: A TruWest membership should be opened prior to loan approval but can be opened any time before loan disbursement (funding)
[gravityform id="1" title="true" description="true"]On approved credit. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. Restrictions may apply based on mortgage product.