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Why TruWest

Experience the TruDifference

Debit Cards

When you open a Choice, OTG or Advantage 55 checking account, you receive your own TruWest Visa® debit card1. Enjoy shopping cash-and-coin-free, or add your card to your Apple Pay™, Android Pay™ or Samsung Pay™ app for added convenience.

  • EMV chip protection
  • Mobile wallet capability
  • 30,000 surcharge-free ATMs
  • Cash-back rewards
  • Customization option

With a TruWest debit card, you’ll enjoy:

  • EMV chip. When you use your card at a chip-activated terminal, the embedded chip generates a one-time purchase code that helps prevent fraud.
  • Mobile wallets. Add your card to Apple Pay, Android Pay or Samsung Pay to shop with your mobile device at participating retailers.
  • 30,000 surcharge-free ATMs. Access our vast network of ATMs in the U.S. and Canada here.
  • Cash-back rewards. Get cash back on select purchases at participating retailers.
  • Customization. Personalize your debit card with your own unique style. Access our customization tool here.

Replace a Missing or Stolen Card

  1. Log in to your online account
  2. Under the Online Request Forms menu, select the Card Replacement form
  3. Complete the form and click Submit

Apply for a Prepaid Debit Card

Manage your spending with the versatility of a debit card. With a prepaid debit card, you can reload your balance anytime online or at a branch, instead of having to withdraw cash at an ATM. Here’s how to apply:

  1. Log in to your online account
  2. Under the Online Request Forms menu, select the Reloadable Prepaid Debit Card form
  3. Enter your personal, security and funding information
  4. Click Submit

Don’t have a checking account yet? Apply here.

Next Steps

As easy as 1, 2, 3

Customize Your New Debit Card

When you order a debit card with us, you can customize it with a unique image. The steps are easy.

  1. 1
    Get Access
    Begin by accessing our customization tool.
  2. 2
    Upload Image
    Next, you'll upload a personal image.
  3. 3
    Move, rotate and resize your image to your liking.
  4. 4
    Preview your image and submit it.


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly

1 Must be a TruWest member with a minimum $5 deposit. Must have a TruWest checking account.

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