Why TruWest
A Better Auto Loan is HereAuto
Put yourself in the driver's seat with our low-rate auto loans. Whether you're looking to purchase a new or used car or just want to refinance to a better monthly payment, TruWest has the lower rates and great terms you want.
- First three months' payments are on us
- Low rates
- Financing available for new or used purchases or refinance
- Terms up to 84 months1
- Quick approvals
More Information
Plus, you can research, shop and compare vehicles from the comfort of your own home using TruWest’s Car Finder.
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View Rates & FeesRates & Fees
Determine Your CostsNew Auto Vehicle
| Term (Months)¹ | APR* |
|---|---|
| 0 - 63 | 3.25% - 15.75% |
| 64 - 75 | 3.49% - 8.85% |
| 76 - 84 | 3.75% - 7.84% |
Auto - New below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued. Terms and conditions may apply.
Used Auto Vehicle
| Term (Months) | APR* |
|---|---|
| 0 - 63 | 3.25% - 15.75% |
| 64 - 75 | 3.49% - 8.85% |
| 76 - 84 | 3.75% - 7.84% |
Auto- Used below rates reflect a 0.25% discount for auto transfer payment.
*APR=Annual Percentage Rate. Rate will increase when Auto Transfer Payment is discontinued. Terms and conditions may apply.
Calculator
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View CalculatorCalculator
Calculate Your Payment
Using the calculator is straight forward. User enters a "loan amount", "number of months", "annual interest rate". The calculator calculates the number of monthly payments. The "Payment Method" determines when the first payment is due. With the default selection, "End-of-Period", the first payment will be due one month after the loan is made. If "Start-of-Period" is selected, then the first payment will be due on the loan date. The term (duration) of the loan is expressed as a number of months. Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/loan-calculator All calculators will remember your choice. You may also change it at any time. Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.
Currency and Date Conventions
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View FAQsFAQs
Frequently Asked Questions-
Do I need to be a member of TruWest to get an auto loan?
Answer:
Yes. A membership is required if you are approved for the loan.
Next Step
View Next StepsNext Steps
As easy as 1, 2, 3How to Apply for a TruWest Auto Loan
-
1
Apply
Apply online, at a branch or by phone -
2
We'll Contact You
A TruWest representative will respond via phone or email within 24 hours -
3
Check Your Email
If approved, you will receive a pre-approval certificate via email along with additional instructions -
4
Setup an Appointment
Once you choose your new vehicle, submit required documents and set up your loan closing appointment
Note: Membership can be opened at the time of loan closing
[gravityform id="1" title="true" description="true"]1 On approved credit. Cannot be combined with other offers. Must be a TruWest member with a minimum deposit of $5 to qualify. Not available on existing TruWest loans. Offer subject to change.