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Why TruWest

Finance What's Important to You

Home Equity Line of Credit

You've put in the time and hard work–now it's time to enjoy the fruits of your labor. Turn the equity you’ve built up into a home equity line of credit (HELOC). A home equity line of credit offers lower rates than traditional credit cards and provides you with quick access to cash whenever you need it. Use it to finance a major purchase or for peace of mind with unexpected expenses, including debt consolidation, educational costs, medical expenses, home renovations, and more.

  • Lower variable-interest rate
  • No annual fee
  • No appraisal required1
  • Possible tax deductions2
  • Revolving line of credit

Have questions? You can talk to a mortgage loan originator at (855) 841-9203.


Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to apply for a HELOC

  1. 1
    Apply online or by phone at (855) 841-9203.
  2. 2
    Applications with complete information will be processed and disclosed within 3 business days. A licensed TruWest Mortgage Loan Originator may contact you if additional information is needed.
  3. 3
    Once the application process has started, the origination process will begin. Origination times may vary based on transaction, but normally take 30-45 days.
  4. 4
    Once the loan has passed underwriting, a TruWest representative will contact you to arrange a closing appointment.

Note: A TruWest membership should be opened prior to loan approval but can be opened any time before loan disbursement (funding)


We're happy to help! Just give us your name, email and phone number and we'll get in touch with you shortly

1 No appraisal necessary for credit lines less than $100,000. Property valuation must meet TruWest requirements.
2 Consult your tax advisor.

General 2

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