An affordable, lower-cost option

A lower down payment and easier qualifications

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Why TruWest

A mortgage option for first-time homebuyers and military veterans

FHA/VA

Purchase or refinance your home with a Federal Housing Administration (FHA) or Department of Veterans Affairs (VA) mortgage. FHA and VA loans are government programs that provide potential homebuyers and veterans with mortgages that offer lower down payment and closing costs.

  • Lower down payments
  • Lower closing costs
  • No origination fees
  • Lower interest rates

Have questions? You can talk to a mortgage loan originator at (855) 841-9203.

FAQs

Frequently Asked Questions

Next Steps

As easy as 1, 2, 3

How to Apply for an FHA/VA Mortgage

  1. 1

    Application

    Apply online or by phone at 1(855) 841-9203.
  2. 2

    Processing

    Applications with complete information will be processed and disclosed within 3 business days. A licensed TruWest Mortgage Loan Originator may contact you if additional information is needed.
  3. 3

    Origination

    Once the application process has started, the origination process will begin. Origination times may vary based on transaction, but normally take 30-45 days.
  4. 4

    Closing

    Once the loan has passed underwriting, a TruWest representative will contact you to arrange a closing appointment.

Note: A TruWest membership should be opened prior to loan approval but can be opened any time before loan disbursement (funding)

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On approved credit. Financing solutions not available in AK, HI, LA, SC, VT, and WI. Condominium financing not available in NY and with restrictions in certain areas in FL. Restrictions may apply based on mortgage product.

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